Joshua Lightcap

If you are like me, you believe that money is not just about dollars and cents, it is about waking up every day with the freedom to live life on your terms; to do what you love, when you want, without hesitation. It is about knowing your loved ones are protected, no matter what happens, and having the peace of mind that your hard work is building the future you have always dreamt of.

That is why, as a fiduciary financial advisor, I do not just focus on investments, I focus on you. Before we talk about where to put your money, we talk about where you want to go, what you are working toward, and what truly matters in your life.

Maybe you are planning for retirement, saving for a child’s or grandchild’s education, or simply making sure the people you love are protected. Whatever your goals are, we will build a personalized strategy that grows with you. A strategy that balances opportunity with risk so you can move forward with confidence. And because life changes, we will monitor, adjust, and refine your plan to keep you on track.

But I do not do this alone. You will have the support of a powerful network, a team of professionals and cutting-edge technology working behind the scenes to ensure you receive the most comprehensive guidance possible.

And if you already have trusted advisors, like an attorney or accountant, we will collaborate with them to create a comprehensive, value-driven financial strategy tailored to your unique situation. By adding me to your team, you’re ensuring that everyone who understands your goals is working together to protect and grow what matters most to you. Your goals, wants, and needs are not just numbers, they are the foundation of everything we do. That is why, when we manage your investments, we are not just looking at returns, we are focused on adding value to your life in totality.

Education, Licenses & Other Professional Designations: 

  • 2015 – University of Hawaii at Mānoa; Bachelor of Arts in Finance

  • 2018 – Life and Health Insurances and Annuity Specialist

  • 2019 – Achieved Series 7 and 66

  • 2021 – Accredited Asset Management Specialist (AAMS®)

  • 2022 – Certified Financial Planner™ (CFP®)

  • 2023 – Certified Exit Planning Advisor (CEPA®)

  • 2023 – Chartered Retirement Plans Specialist (CRPS®)